Financing

After purchase instalment will help you buy the goods you need when you don't have all the money immediately. You can choose the size of the contribution and the length of the instalment period that suits you. You can apply for a supplementary payment by phone/computer or on the spot at Velomarket.

Velomarket offers three types of hire-purchase.

Velomarket instalment

You don't want to pay the full amount at once? Pay by instalments!

Velomarket instalment

You don’t want to pay the full amount at once? Pay by instalments!

Add the bike you want to your shopping cart, confirm your order and choose Velomarket’s payment link. When making a payment, select the appropriate period, the amount of the monthly instalment and digitally sign in conveniently using your ID card, Smart-ID or Mobile-ID.

For customers who have applied for instalments until 28.02.2022, the first 6 months are interest-free.

Take advantage of our Valentine’s Day offer today!

Velomarket instalments are a very fast and convenient payment solution that helps you set up a payment schedule based on the period you choose. This payment solution makes the decision in real time and helps you complete the purchase in less than 60 seconds.

NOTE! Every instalment is a financial commitment. Before signing a hire-purchase agreement, read the terms and conditions of the service and consult a professional if necessary.

The hire-purchase provider for Velomarket is ESTO AS (reg. code 14180709).

The usual conditions for hire purchase in Velomarket are:

Interest starting from 0%
Contract fee starting from €0
Period up to 4 years

All citizens of the Republic of Estonia aged between 18 and 70 can apply for Velomarket hire-purchase.

Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products. For example, for a loan amount of 2049 euros, with a fixed interest rate of 14% per year for 12 months and a contractual fee of 14.90 euros, the APR is 31.12%, the monthly payment is 197.14 euros and the total amount to be repaid by the consumer is 2365.68 euros.

The hire-purchase scheme is offered and managed by ESTO AS – www.esto.ee

Esto 3 payment method

Divide the cost of your shopping cart into three equal payments without paying any extra fees!

Esto 3 payment method

ESTO 3-part payment method – divide the cost of your shopping cart into three equal payments at no extra cost!

Pay for products or services using ESTO’s 3-piece payment method – divide the cost of your shopping cart into three equal payments without paying any extra fees!

Add the products to your shopping cart, confirm your order and select ESTO 3 as your payment method and conveniently sign with Smart-ID, Mobile-ID or ID-card.

If you pay the full cost of your shopping basket on time within three months, there will be no surcharge.
The monthly fee is calculated by dividing the cost of the shopping basket into three equal parts.
ESTO 3 is open to all citizens of the Republic of Estonia aged 18-70.

Terms and conditions of ESTO 3 payment method

ESTO 3 is provided by ESTO AS.

ESTO 3-Part Payment is provided by ESTO AS.
E-mail: info@esto.ee
Telephone: (+372) 622 52 52

ESTO pay later

A new and innovative payment method - confirm the order with the ESTO pay later payment method and you can buy now with 2 clicks, receive the order and start paying later. Pay the way you want - 30 days interest-free, without any costs.