Financing

Inbank payment methods

Inbank payment methods make shopping even more convenient. Pay for your purchases only the next month or split the purchase amount into 3 or 6 equal parts – easily and without any additional fees. The purchase is confirmed in just a few moments.

Select the most suitable solution from the following options:

Inbank pay next month

• Pay next month
• For purchases worth 30 – 800 €
• 0 € additional fees

Inbank split into parts

• 0 € additional fees
• Pay in 3 equal parts (For purchases worth 75 – 2500 €)
• Pay in 6 equal parts (For purchases worth 300 – 2500 €)

Why choose the Inbank payment method?

• Simple with no additional expenses – no interest, no contract fee, no monthly administration fee.
• It is a smart way to buy everything you need at once, without sacrificing choice. You will start paying only next month.
• Inbank pay later solutions are not installment plans, but rather credit-free payment methods, which do not affect your credit score.

Using the Inbank payment method is easy!

Inbank hire purchase

Inbank hire purchase is a flexible payment solution which gives you the ability to pay for goods in installments. Inbank hire purchase allows you to split a large one-time expense into small monthly payments. Spread the purchase sum over up to 6 years. The first payment is due only a month later.

Advantages:

• Flexible solution for large expenses
• You choose the instalment amount
• You choose the instalment payment period
• You choose the payment date
• Response to an application within a minute

Financing terms:

• Financing amount 350 – 10 000 €
• Period 6 – 72 months
• Down payment 0 €
• Interest rate 10.9%
• Contract fee 10 €
• Monthly administration fee 0.9 €

Applying for a hire purchase is easy!

The interest rate of the Inbank hire purchase is 21.68% per year under the following example conditions: purchase amount 3500 €, contract period 48 months, interest rate 10.9% from the purchase amount, contract fee 10 €, down payment 0%, administration fee 0.9 € per month, monthly installment 106.35 €, total credit cost 5104.53 €. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.

If you have any questions, please contact Inbank customer support at [email protected] or call +372 640 8080.

You don’t want to pay the full amount at once? Pay by instalments!

Add the bike you want to your shopping cart, confirm your order and choose Velomarket’s payment link. When making a payment, select the appropriate period, the amount of the monthly instalment and digitally sign in conveniently using your ID card, Smart-ID or Mobile-ID.

For customers who have applied for instalments until 28.02.2022, the first 6 months are interest-free.

Take advantage of our Valentine’s Day offer today!

Velomarket instalments are a very fast and convenient payment solution that helps you set up a payment schedule based on the period you choose. This payment solution makes the decision in real time and helps you complete the purchase in less than 60 seconds.

NOTE! Every instalment is a financial commitment. Before signing a hire-purchase agreement, read the terms and conditions of the service and consult a professional if necessary.

The hire-purchase provider for Velomarket is ESTO AS (reg. code 14180709).

The usual conditions for hire purchase in Velomarket are:

• Interest starting from 0%
• Contract fee starting from €0
• Period up to 4 years

All citizens of the Republic of Estonia aged between 18 and 70 can apply for Velomarket hire-purchase.

Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products. For example, for a loan amount of 2049 euros, with a fixed interest rate of 14% per year for 12 months and a contractual fee of 14.90 euros, the APR is 31.12%, the monthly payment is 197.14 euros and the total amount to be repaid by the consumer is 2365.68 euros.

The hire-purchase scheme is offered and managed by ESTO AS – www.esto.ee

ESTO 3-part payment method – divide the cost of your shopping cart into three equal payments at no extra cost!

Pay for products or services using ESTO’s 3-piece payment method – divide the cost of your shopping cart into three equal payments without paying any extra fees!

Add the products to your shopping cart, confirm your order and select ESTO 3 as your payment method and conveniently sign with Smart-ID, Mobile-ID or ID-card.

• If you pay the full cost of your shopping basket on time within three months, there will be no surcharge.
• The monthly fee is calculated by dividing the cost of the shopping basket into three equal parts.
• ESTO 3 is open to all citizens of the Republic of Estonia aged 18-70.

Terms and conditions of ESTO 3 payment method

ESTO 3 is provided by ESTO AS.

ESTO 3-Part Payment is provided by ESTO AS.
E-mail: [email protected]
Telephone: (+372) 622 52 52